If you have ever been involved in the probate or estate administration process, you have likely heard the terms heir and beneficiary used interchangeably. While they are related, they are not the same, and the distinction can matter greatly when…
The SECURE Act of 2019 created a major shift in how inherited IRAs are managed. Before the law changed, non-spouse beneficiaries were generally able to “stretch” required minimum distributions (RMDs) over their lifetimes, reducing yearly tax exposure. Today, most beneficiaries…
Being named the executor of a loved one’s estate is both an honor and a significant responsibility. In Connecticut, the executor (legally known as the “fiduciary”) is appointed by the Probate Court to administer the estate, pay debts and expenses,…
Winter in Connecticut creates beautiful scenery, but it also brings dangerous conditions that can lead to injuries. Snow and ice accumulate on sidewalks, driveways, and parking lots, turning everyday spaces into hazards. At the Law Offices of Charles L. Kurmay,…
As the year comes to a close, Connecticut residents often look for smart financial moves that align with their estate planning goals. One of the most effective strategies is year-end gifting. Gifting allows you to transfer wealth to loved ones…
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